Speaking words of wisdom?
" I use 5:1 ratio of housing value to household income - above that can't be sustained...Vancouver at 11:1 is a hyperbubble. Boom."
Jose C., Las Vegas NV, Feb 10/15
It is THAT Jose C.
Or, at the very least, someone who tweets for him.
And, regardless the true author, the thread below the thing is a laugh riot.